Business insurance consultation
HomeBusiness Insurance

Business Insurance

(757) 410-9955

Running a business comes with real risks. McBride Group offers a comprehensive suite of commercial insurance solutions to protect your company, employees, and assets. As an independent broker, we work with multiple top-rated carriers to build a program that fits your industry, size, and budget — so you can focus on growing your business with confidence.

Business meeting room

Coverage Options

Commercial Auto

Coverage for vehicles used in your business operations, from company cars to fleets.

  • Liability Coverage
  • Collision & Comprehensive
  • Uninsured Motorist
  • Medical Payments
  • Hired & Non-Owned Auto
  • Fleet Programs Available

General Liability

Protect your business from third-party claims of bodily injury, property damage, and advertising injury.

  • Bodily Injury & Property Damage
  • Products & Completed Operations
  • Personal & Advertising Injury
  • Medical Payments
  • Legal Defense Costs
  • Premises Liability

Commercial Property

Safeguard your business property, equipment, and inventory against loss or damage.

  • Building Coverage
  • Business Personal Property
  • Business Income / Loss of Rents
  • Equipment Breakdown
  • Inland Marine
  • Replacement Cost Options

Business Owners Policy (BOP)

A bundled policy combining general liability and commercial property — ideal for small to mid-size businesses.

  • General Liability
  • Commercial Property
  • Business Income
  • Equipment Breakdown
  • Data Breach Coverage
  • Customizable Endorsements

Truckers Coverage

Specialized insurance for owner-operators and trucking companies operating interstate or intrastate.

  • Primary Liability
  • Physical Damage
  • Motor Truck Cargo
  • Non-Trucking Liability
  • Trailer Interchange
  • Bobtail Coverage

Commercial Package Policy (CPP)

A flexible, customizable policy combining multiple commercial coverages into one comprehensive package.

  • Commercial Property
  • General Liability
  • Commercial Auto
  • Inland Marine
  • Crime Coverage
  • Flexible Coverage Combinations

Workers Compensation

Required in most states, workers comp covers medical expenses and lost wages for injured employees.

  • Medical Expense Coverage
  • Lost Wage Replacement
  • Disability Benefits
  • Death Benefits
  • Employer's Liability
  • Return-to-Work Programs

Umbrella & Excess Liability

An additional layer of liability protection above your primary commercial policies.

  • Excess Liability Coverage
  • Broader Coverage Terms
  • Legal Defense Costs
  • Protects Business Assets
  • Covers Multiple Underlying Policies
  • High Limit Options Available

Employment Practices Liability

Protect your business against claims from employees related to wrongful employment practices.

  • Wrongful Termination
  • Discrimination Claims
  • Sexual Harassment
  • Retaliation Claims
  • Wage & Hour Disputes
  • Third-Party EPLI Available

Bonds

Surety and fidelity bonds to meet contractual, licensing, and regulatory requirements.

  • Contract / Performance Bonds
  • License & Permit Bonds
  • Fidelity / Employee Dishonesty
  • Court Bonds
  • Commercial Crime
  • ERISA Fidelity Bonds

Optional Coverage

Every business has unique exposures. Ask us about additional coverage options including cyber liability, professional liability (E&O), directors & officers (D&O), and more.

Why Choose McBride Group?

Independent Broker

We represent multiple top-rated carriers and shop the market to find the best coverage and pricing for your business.

Tailored Programs

Every business is different. We analyze your operations and build a customized insurance program to match your specific risks.

Ongoing Partnership

We review your coverage at every renewal and stay proactive as your business grows and your needs evolve.

Let us protect your business.

Contact McBride Group today. We'll analyze your business risks and provide multiple proposals so you can choose the coverage that's right for you.

Contact Us